One of the very very important steps early on in your home search in Champaign Urbana is to secure pre-approval for your mortgage. This is a quick and easy process and we can give you some lending institution options to help you get started. Getting pre- approved helps in several ways:
- it helps us be realistic about a price range as we begin to look at homes- no sense looking at homes for twice what you can afford!
- when you make an offer on a home, your pre-approval letter will strengthen the offer- it assures the seller that you can actually fulfill the terms of the offer.
- the whole process is streamlined from offer onward if you start with the lender…and usually you can get to closing without a hitch.
- we know the lending scene in Champaign Urbana quite well and we can point you to some good options based on your needs.
Get organized. Have a folder or file ready with last years tax form, recent pay stubs, bank statements, etc.
Almost all Champaign Urbana Mortgage Rates are low now…so call Sharon to get started.